Empowering your business

Unlock your business potential with the right funding

Credit Optics Consulting provides tailored funding solutions that help U.S. businesses scale — whether you have perfect credit or strong, consistent revenue. Based in Cleveland Hts, Ohio, serving businesses across the USA and Canada.

24 hrs: Funding speed
$10k+: Monthly revenue
2: Funding programs

What we do

Credit Optics Consulting LLC is a business funding consultancy. We help owners prepare, package, and submit funding applications, then guide them through offers, terms, and closing. We are not a bank and do not issue loans directly.

• Funding readiness and credit profile review
• Lender matching for prime and revenue-based programs
• Application packaging and document preparation
• Offer comparison and closing support

Tailored funding programs

Every business is unique. Choose the path that best fits your current financial profile.

Prime Credit Program

For established credit profiles

A strong personal or business credit score unlocks our most competitive rates and highest funding amounts.

✓Excellent interest rates and flexible terms
✓Higher approval limits for major investments
✓Streamlined application process
✓Dedicated account manager

Revenue-Based Program

For strong cashflow businesses

A less-than-perfect credit score doesn't disqualify you. We look at your cash flow, not just your score.

✓$10,000+ monthly revenue
✓Consistent revenue for the last 4+ months
✓Active business bank account
✓Funding decisions in hours, not weeks

Funding in 3 easy steps

Apply online

Complete the secure request form in minutes. Checking your options has no impact on your credit score.

Get matched

Our consultants review your business profile and match you with the funding programs you qualify for.

Receive funding

Review your terms, sign electronically, and receive funds in your business account in as little as 24 hours.

Request your funding consultation

Tell us about your business and a Credit Optics Consulting consultant will follow up with your options. This form is operated by Credit Optics Consulting LLC (DBA Credit Optics Consulting).

SMS program description: if you choose to opt in below, Credit Optics Consulting LLC sends transactional/informational texts (application status, document requests, appointment and closing updates, customer care) and, with separate consent, promotional/marketing texts (funding offers and program announcements). Message frequency may vary, up to 10 messages per month. Message and data rates may apply. Reply STOP to opt out, HELP for help. SMS consent is optional and is not a condition of purchase or of any funding decision. See our SMS Terms & Conditions, Privacy Policy, and Terms of Service.

Business Funding Request

Complete the form to request a funding consultation with Credit Optics Consulting LLC. Our team reviews your business profile and follows up with your available funding options. Only your mobile phone number is required. Submitting this form does not affect your credit score.

First name (optional)

Last name (optional)

Mobile phone number *

Email address (optional)

How can we help? (optional)

SMS consent (optional)By checking this box, you are allowing to receive transactional/informational SMS communications regarding account notifications, application updates, and customer care from Credit Optics Consulting. Message frequency may vary. Message and data rates may apply. Reply STOP to opt out, reply HELP for help.By checking this box, you are allowing to receive promotional/marketing SMS communications, such as funding offers and program announcements, from Credit Optics Consulting. Message frequency may vary. Message and data rates may apply. Reply HELP for help, reply STOP to opt out.By checking this box, I accept the Terms of Service & Privacy Policy.

These consent boxes are optional and unchecked by default. You can submit this form and use our services without agreeing to receive SMS messages. Consent to receive text messages is not a condition of any purchase or of any funding decision. We never sell or share your mobile opt-in information with third parties for marketing purposes. See our SMS Terms & Conditions.